As a money management firm, our client’s are looking for income and cash flow from their investments. There are many ways to accomplish that and one way is investing in bonds. Some investors may believe that bonds are not exciting investments and do not believe bonds are appropriate for their portfolios. These investors may be [...]
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Retirement Planning and Simple Retirement Plans
November 23, 2010 – 10:13 pm
You are probably so busy running your business that it’s difficult to take time out to plan for retirement. As a financial planner, I advise clients that they will need up to 70% of their preretirement income to have a comfortable retirement. Clients should realize that only a small portion of that retirement money will [...]
Emotion’s can wreak havoc for an investor
September 17, 2010 – 5:57 pm
As an asset management firm, we need to rely on economics and our experience to not let our emotions get in the way of sound investing. As Benjamin Graham, Father of Value investing once said “Avoid Self-Destructive Investor Behavior. Individuals who cannot master their emotions are ill-suited to profit from the investment process” Over the [...]
How General Liability Insurance Protects You
September 16, 2010 – 6:25 pm
As a financial planner and CPA it is important to make sure our clients are protected from lawsuits. When in business, it is critical to protect against the liability you have, based on the products and services you sell, and the vehicles you use. Liability insurance is the easiest way to ensure that you have [...]
Asset Management in Today’s Investment World
September 14, 2010 – 6:31 pm
The investment environment of today is even more dynamic, complicated and fast paced than ever before. World events can rapidly alter the values of specific assets and as an investor, you need to be ready and informed. The amount of information available to investors is staggering and grows continually. When considering investing your hard earned [...]
529 College Savings Plan (Qualified Tuition Program)
January 25, 2010 – 7:05 pm
College is getting more expensive every year. Four years in a public school costs roughly $ 70,000 and in a private school $139,000. The best way to prepare is to start saving now. The earlier you start making regular contributions, the better prepared you’ll be when those college expenses start rolling in. A great way [...]
The Smart Financial Planning Process
January 8, 2010 – 12:06 pm
The most common question a new client will ask when we begin the financial planning process is, “What kind of returns can I expect from your portfolio management?” The answer depends on your risk tolerance, age, financial planning needs and investment objectives. In general, those that are under the age of fifty with medium risk [...]